This is getting some negative attention and, on second look, it reads a bit like I'm suggesting there's something nefarious or conspiratorial about this without

This is getting some negative attention and, on second look, it reads a bit like I'm suggesting there's something nefarious or conspiratorial about this without actually saying it directly. I'm not. It's an interesting project, and I'm genuinely curious as to how they ended up with that roster of initial member banks (if nothing else, because it sort of informs my expectation of this plan succeeding)