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Most Dutch banks have instant payments in between them for a couple of years [1]. Iirc I recently transferred money from ING to ABN and it was instantaneous in

• the-dude 5y ago
  One of the things I am aware of is the payout of the PIN-revenue to retailers, which are still not done in the weekends AFAIK. The article mentions this, some Danish businesses switched away from PIN to direct payments, to get the funds immediately.