In the Netherlands we can send each other payment request via iDeal, they are also instant and involve sharing a link (over chat or whatever) you tap it and pay

In the Netherlands we can send each other payment request via iDeal, they are also instant and involve sharing a link (over chat or whatever) you tap it and pay with your own banking app. Very handy, but sadly only in the Netherlands, consequently it is the only thing I miss from my banking app (N26) and iDeal requires me to keep a Dutch bank around.