Getting a bank loan (as a company) is actually really difficult in Germany, despite bank rate being negative for years now. Even for a business that does astoun

Getting a bank loan (as a company) is actually really difficult in Germany, despite bank rate being negative for years now. Even for a business that does astoundingly well it will be very hard to get a loan if income is consistently re-invested -- so essentially banks only wanna lend money to businesses who have no need for it.