As above, the same reasons why it’s bad to think of a car purchase purely in terms of the monthly payment. > Depends how long you’re planning to save. You can

As above, the same reasons why it’s bad to think of a car purchase purely in terms of the monthly payment. > Depends how long you’re planning to save. You can hold treasuries or risk parity adjusted pairings. Or CDs ladders. Lots of stuff! You don’t know how long the search for a home will take. That’s the point.