If it comes to needing to discharge your student loan debt and you’re gonna declare bankruptcy anyway, it’s fairly easy to convert some or all (depending on the

If it comes to needing to discharge your student loan debt and you’re gonna declare bankruptcy anyway, it’s fairly easy to convert some or all (depending on the amount) of it to credit card debt. In fact I did this bec I’ve just been rolling it around on 0% apr cards for the last few years, paying essentially 0% interest.