The main reason I use PayPal is because they provide detailed records and invoices of online purchases in a single easy to see place, with simple options for di

The main reason I use PayPal is because they provide detailed records and invoices of online purchases in a single easy to see place, with simple options for disputing charges or getting refunds if I don't get what was purchased. It would be a pain in the ass to do that all through my bank, but on Paypal I can just tap "Refund" and communicate directly over PayPal with the seller.