How do you want a savings bank to invest? Government bonds? Corporate bonds? Stocks? Crypto? Are you willing to cover their potential losses with government g

How do you want a savings bank to invest? Government bonds? Corporate bonds? Stocks? Crypto? Are you willing to cover their potential losses with government guarantees? Savings accounts are supposed to be a safe storage of money. They have certain insurance guarantees because of that. Encouraging banks to use that money to speculate is exactly what you don’t want them to do. Savings banks are not known to employ the most brilliant investment minds.