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> What about N26, Revolut and all these new online banks? They don't charge anything where I live in the EU. I don't have 100k though. Most (all?) online banks
by traceroute66 5y ago
> What about N26, Revolut and all these new online banks? They don't charge anything where I live in the EU. I don't have 100k though.
Most (all?) online banks I've seen will charge negative rates.
But ultimately the "if, how and when" is a commercial decision for the bank.
Some of them set higher cut-off levels (e.g. 50k vs 100k vs 1m).
Some of them segregate by account type (e.g. higher cut-off for retail clients than for business customers).
It might well be that some of them have a "fair-use policy" where they silently "eat" the negative rates but will quietly invite you to pay or move elsewhere if you have a large balance.