> You really prefer to manage finances on your phone? The phone apps for my banks and credit cards are better than their sites. I'd want my reminders on there,

> You really prefer to manage finances on your phone? The phone apps for my banks and credit cards are better than their sites. I'd want my reminders on there, anyway. If a "hey pay this bill" reminder comes in, I can take care of it as soon as I have a spare 20 seconds. I can check my balances in seconds, (almost) no matter where I am. Venmo's very handy and I don't think I've ever used it anywhere but my phone. Hell, I even do some (very, very much hobby-tier) trading on my phone. Basically all my actually-important personal stuff happens mobile-preferred or mobile-only. I'm not sitting down making spreadsheets on my phone, though, that's true—I do still like a desktop/laptop or an iPad + keyboard & mouse for office-productivity sorts of programs. > Every single one of the activities in parens is far better accomplished on a desktop with a real keyboard and a large monitor IMO ... which other ones? How?! "home projects, hiking, gardening, learning [...] communicating, navigating" phone wins at all of these, for most people, in some cases simply for the "it's easy to carry around" factor, but that's still a real issue. I'm not going to take a laptop hiking or use it to figure out how to get somewhere in an unfamiliar city. I'm not taking it out in the garden, I'm not taking it to the driveway to work on my car, I'm not dragging it under the sink while I fix a pipe, it can't measure things for me, it can't act as a level, or a flashlight, I'm not going to use it to take a picture of the label on the box of screws I need to buy more of when I run to the store later, or of the arrangement of something I'm about to disassemble, et c. I'm not going to sketch ideas on it (paper or iPad, for that, and if it's paper and it matters I'll capture the result with a phone camera). As for playing music, composing, that sort of thing: iPads fit great on a music stand, they're easy to carry around, the battery lasts a really long time so they're not fussy, they can attach to MIDI devices for all sorts of purposes, and iOS has excellent software available to use in that context. Phones and tablets can replace a metronome and electric tuners. They can play accompaniment or give you a beat. For some music-related tasks, yeah, you probably want a laptop or desktop, but the things an iPad's good at, it's really good at, and it can usually at least do OK at the rest.