I think local accounts still work in case the cloud service is down. But you need the cloud for the initial setup of the local account. I am also vary since th

I think local accounts still work in case the cloud service is down. But you need the cloud for the initial setup of the local account. I am also vary since they focus a bit too much on the UI instead on features incl. keeping the existing once alive and up to date. I still recommend them due to the lack of alternatives.