I think the thing is there are a certain core number of critical things a business has to do where if they are continually messed up it’ll go out of business eg

I think the thing is there are a certain core number of critical things a business has to do where if they are continually messed up it’ll go out of business eg payrolls, strategy around capital expenditure etc. The issue might be that even small business involved in e-commerce mean cross over with these areas. For example storing sensitive data is dangerous. PHI/PII is digital toxic waste. Like with real toxic waste do you want trained experienced professionals or inexperienced charlatans.