Commenter is talking about retail banks that outsource everything. They get bottom of the barrel outsourcing firms that sends them any hot body that's available

Commenter is talking about retail banks that outsource everything. They get bottom of the barrel outsourcing firms that sends them any hot body that's available (you don't need to be a developer to enter an outsourcing firm). Add the usual outsourcing issues, managing communications across 3 countries and 3 opposing project managers and little happens. Banking does have good developers but they mostly aggregate in investment banks and hedge funds, that are inhouse and have more means. Retail banking is unfortunately not a great industry financially or technically.