"for loss or damage due to vandalism or theft caused by an Airbnb guest up to $50,000" As others have mentioned no exact details have been listed anywhere. Fo

"for loss or damage due to vandalism or theft caused by an Airbnb guest up to $50,000" As others have mentioned no exact details have been listed anywhere. For the vandalism they will most certainly require that obviously a police report be filed. Notice that "damage" is not covered though. Only vandalism. Theft is trickier. The actual policy might say that they will pay if your homeowners/renters policy doesn't pay. Or there may be deductibles. And once again they will require a police report to document the theft. Typically the problem with any insurance in this situation is proving that something is actually stolen as opposed to just missing. I think that without seeing the actual coverage you can't really draw any conclusions. By the way if you rent your apartment you should always have renters insurance anyway. It isn't that expensive and it would cover damage (less a deductible) even if you had a party and a friend damaged something - in other words a simple accident. Or if the tub overflowed by accident and damaged the carpeting.