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Specifically for Belgium there is the CKP, which keeps track of all loans, including how timely they are paid, and which credit providers have to consult before
by Joeri 5y ago
Specifically for Belgium there is the CKP, which keeps track of all loans, including how timely they are paid, and which credit providers have to consult before granting any loan or line of credit.
https://www.nbb.be/nl/kredietcentrales/centrale-voor-kredieten-aan-particulieren https://www.nbb.be/nl/kredietcentrales/centrale-voor-krediet...
They also keep a black list of people who should be denied credit.
- kome 5y agoso, in Belgium there is no creepy credit score, but a public registry. That's a more intelligent solution to the problem, like in the rest of Europe.