But this is more like based on government data rather than, I know this is very American, private data shared by companies (and usually handled badly, whether i

But this is more like based on government data rather than, I know this is very American, private data shared by companies (and usually handled badly, whether in cybersecurity or identity correlation terms). Also, a credit checking association boasted that their members' data is 95% accurate - so that means that around 15 million Americans do have devastating errors on their credit score (through no fault of their own).