> For example, universities and hospital bills have shot up way more than inflation, just huge. It is not a coincidence that you picked two industries that thr

> For example, universities and hospital bills have shot up way more than inflation, just huge. It is not a coincidence that you picked two industries that thrive on the magic of regulatory capture. Student loans, which follow a person even if they go bankrupt, removed all incentives for banks to lend intelligently. In fact, they are incentivized to lend larger sums to as many people as they can. And health care is a 9,000 layered beast of corruption across local, state, and federal levels.