Even if you assume that the money will come, you would have lost the opportunity cost of the money. Also in the meantime, if you had a mortgage on the property,

Even if you assume that the money will come, you would have lost the opportunity cost of the money. Also in the meantime, if you had a mortgage on the property, you would have to make up that income on your own which is a double opportunity cost. In the meantime, inflation is running over 5%. If you look at SF apartments, you will see many landlords who are selling at what seem to be low prices. Of course, SF and the surrounding Bay Area are affected by remote work as well. It doesn't seem to be a good time to be a landlord in this area?