3 ms·

Why wouldn't they? If I can prove I'm a better driver than the average Joe/Jane, and pay a lower premium as a consequence, why wouldn't I?

• prepend 5y ago
  There’s very little upside - 5% discount for good driving- and lots of downside - 50% premium for bad driving.
  • mwint 5y ago
    I looked into getting one of those once, figuring I’m a safe driver and therefore would only benefit from it. What I found on the Internet were (self selected, admittedly) stories of the presence of the device making your driving less safe. Since it’s basically an accelerometer, sometimes it’s “safer” to take a curve fast than to brake for it. Or fly through a yellow rather than stop at it. I have no doubt there’s correlation between those devices’ scores and accident proclivity; but I’m confident my driving is safe as-is and would rather let premiums go down after accident-free miles than on the say-so of a nanny device. So I bought a dashcam instead, hopefully to avoid being ruled 50/50 at fault if someone hits me.
  • maroonblazer 5y ago
    My premium dropped more than 20% after adopting the tracker.