Not an expert, but I think there's a good chance the renter will lose money. When this happens, the landlord usually has more debt than the house is worth, so

Not an expert, but I think there's a good chance the renter will lose money. When this happens, the landlord usually has more debt than the house is worth, so the renter has to compete with other lenders. (There's some legal protection, but I don't think it's bulletproof.)