Yeah this is the big difference. A home in Japan is not an investment. You buy a home to live in, the mortgage is around the same or a bit cheaper than rent, bu

Yeah this is the big difference. A home in Japan is not an investment. You buy a home to live in, the mortgage is around the same or a bit cheaper than rent, but the property depreciates like a car, and while the land has value, the house you built on it has negative value (since the next tenant has to tear it down).