Why wouldn’t insurances want to insure, though? This is a rare event, insurances love rare events. One problem might be AirBnB’s lack of transparency: Insurance

Why wouldn’t insurances want to insure, though? This is a rare event, insurances love rare events. One problem might be AirBnB’s lack of transparency: Insurances have to know exactly how rare something is. They currently only know it’s rare, not how rare it is. (That said, it seems they could start with a relatively high estimate and adjust it up- or downwards when they start insuring, depending on how often and how much they have to pay. It seems like this would be something insurances excel it, seeing as it’s how they make their money. I’m sure at least AirBnB could work something out with insurances.)