This is daft, but not (just) because of the Orwellian aspect. The problem is that if it was widely implemented, it would immediately stop working. Pretty much

This is daft, but not (just) because of the Orwellian aspect. The problem is that if it was widely implemented, it would immediately stop working. Pretty much everyone here is familiar with Goodhart's Law; I'm surprised the IMF isn't. Use browsing history for credit scores, watch for the immediate proliferation of apps that generate/clean your browser history.