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The fact that the IMF thinks your choice of operating system should impact your creditworthiness is something I've been warning people about for months because
by jart 5y ago
The fact that the IMF thinks your choice of operating system should impact your creditworthiness is something I've been warning people about for months because it shows why we need cosmopolitan software. Since it's nice to have the ability to pick up and move our apps elsewhere should we discover we're using the "wrong" one. Because political winds change, but good engineering endures. https://github.com/jart/cosmopolitan https://github.com/jart/cosmopolitan
- LargoLasskhyfv 5y agoTime to link to https://en.wikipedia.org/wiki/Price_tag https://en.wikipedia.org/wiki/Price_tag and because of where it came from, maybe to https://en.wikipedia.org/wiki/Nontheist_Quakers https://en.wikipedia.org/wiki/Nontheist_Quakers
- nanis 5y ago> The fact that the IMF thinks your choice of operating system should impact your creditworthiness is something At some point in the past or maybe in another universe, a well known accommodation booking site might or might not have been offering better rates to people using Linux than OSX. Not confirmed, obviously.
- fxtentacle 5y agoI think it's the other way around. People who demonstrate that they have lots of money by showing off their "OS X" user agent get the tourist rebate. BTW, I also believe that flight prices magically increase on iOS...
- ivirshup 5y agoI think this counts as confirmed (it was kayak/ orbitz)[1]. Pretty sure I heard one of the engineers talking about it in an interview too? [1]: https://www.wsj.com/articles/SB10001424052702304458604577488822667325882 https://www.wsj.com/articles/SB10001424052702304458604577488...
- bakuninsbart 5y agoI've tested this multiple times with friends who use an IPhone, and indeed I got better rates on Android. Might do course also been other aspects involved, maybe they analysed my data realised I'm a penny pincher.
- 35mm 5y agoIt’s well known amongst marketing people that targeting iOS users results in ‘better leads’
- deleted 5y ago[deleted]
- derefr 5y agoI think the thought there is just that STEM nerds tend to have stable high-paid jobs and thus good credit, and so OSes/browsers that nobody but nerds use / would tolerate using, are signals of having good credit.
- pc86 5y agoThis just sounds like including income in credit score with extra steps.
- derefr 5y agoIncome, or even 6mo income history, doesn't predict how likely you'll be to get another job if you lose your job. What lenders really want to know is how in-demand you are in the market, and so what they should predict as the "floor" on your future income. Add to that how likely someone with your personality-type is to just decide to take a few months/years off between jobs living off of savings, and you've got a heuristic nearly as predictive of loan-repayment as all the rest of the information lenders use today put together.