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lol. wow. nice article. Of course the IMF has it's own goals which are fairly easy to guess. It's no surprise that a 'credit score' is more a way to separate
by upearly3 5y ago
lol. wow. nice article.
Of course the IMF has it's own goals which are fairly easy to guess. It's no surprise that a 'credit score' is more a way to separate friends from enemies rather than a measure of creditworthiness.
It's interesting to think of machine learning let loose on the problem of a persons likelihood to pay back their bills. The uproar about the 'unfairness' of the decisions would be tremendous. No doubt that's already been done to a large extent, but the politics of the era won't allow it so there's bound to be a bit of tension in the system.