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> Hey, they got that system in place already in China! https://en.wikipedia.org/wiki/Social_Credit_System https://en.wikipedia.org/wiki/Social_Credit_System Fr

by yorwba 5y ago

> Hey, they got that system in place already in China! https://en.wikipedia.org/wiki/Social_Credit_System https://en.wikipedia.org/wiki/Social_Credit_System From your link: "By 2020,[needs update] it was intended to standardize the assessment of citizens' and businesses' economic and social reputation, or 'Social Credit'." It's 2021 now and the "Social" part of "Social Credit" is still science-fiction, let alone somebody's web history affecting their ability to obtain credit. The part that is in place already and works somewhat is a national registry of unpaid debts, so you can find out e.g. that the state-owned investment fund you're dealing with owned a large stake of a mining company that went bankrupt while owing a large sum of money to a state-owned bank, leading to a court case in which the fund was ordered to service part of the debt. Stuff like that.

ravel-bar-foo 5y ago
In 2018 there were announcements on Chinese trains that smoking in the bathrooms would affect your social credit score. In Mandarin and in English. I don't know how it is implemented, but I would be surprised if it wasn't.
- yorwba 5y ago
  If you get caught smoking on a train, they can put you on a list of people banned from buying tickets. Very simple; no credit scoring required. Presumably being on such a blacklist will actually influence individual credit scores once they get rolled out nationwide, but unless I somehow missed the announcement, that hasn't happened yet.
scohesc 5y ago
> Xu was sued in 2019 for calling tai chi "grandmaster" Chen Xiaowang a fraud, and the Chinese court ordered him to pay Chen approximately US$60,000 in damages and to apologize for seven consecutive days on social media. Additionally, his social credit rating was lowered to the point where he could not rent, own property, stay in certain hotels, travel on high speed rail or buy plane tickets.[16][17] The restrictions were lifted after he paid US$40,000 in both legal fees and the cost of placing the apology.[18] https://en.wikipedia.org/wiki/Xu_Xiaodong https://en.wikipedia.org/wiki/Xu_Xiaodong So it's a system that's created by the government to make people aware of unpaid debts, but it's the same government that decides to impose debt on said people whenever it wants. Coolbeans.
- yorwba 5y ago
  Okay, I agree that if you lose in court and get ordered to pay a fine, and you refuse to pay that fine and get a bad credit report as a result, you would indirectly be punished in your ability to obtain credit. But the problematic link in the causal chain is what you have to pay the fine for, isn't it? Treating an unpaid fine the same way as any other outstanding debt seems pretty reasonable to me. Also, I'm under the impression that people imagine something more direct when they talk about web history affecting credit scores, like visiting a site automatically deducting points from a score, or something.

by yorwba 5y ago

ravel-bar-foo 5y ago

In 2018 there were announcements on Chinese trains that smoking in the bathrooms would affect your social credit score. In Mandarin and in English. I don't know how it is implemented, but I would be surprised if it wasn't.

yorwba 5y ago
If you get caught smoking on a train, they can put you on a list of people banned from buying tickets. Very simple; no credit scoring required. Presumably being on such a blacklist will actually influence individual credit scores once they get rolled out nationwide, but unless I somehow missed the announcement, that hasn't happened yet.

scohesc 5y ago

> Xu was sued in 2019 for calling tai chi "grandmaster" Chen Xiaowang a fraud, and the Chinese court ordered him to pay Chen approximately US$60,000 in damages and to apologize for seven consecutive days on social media. Additionally, his social credit rating was lowered to the point where he could not rent, own property, stay in certain hotels, travel on high speed rail or buy plane tickets.[16][17] The restrictions were lifted after he paid US$40,000 in both legal fees and the cost of placing the apology.[18] https://en.wikipedia.org/wiki/Xu_Xiaodong https://en.wikipedia.org/wiki/Xu_Xiaodong So it's a system that's created by the government to make people aware of unpaid debts, but it's the same government that decides to impose debt on said people whenever it wants. Coolbeans.

yorwba 5y ago
Okay, I agree that if you lose in court and get ordered to pay a fine, and you refuse to pay that fine and get a bad credit report as a result, you would indirectly be punished in your ability to obtain credit. But the problematic link in the causal chain is what you have to pay the fine for, isn't it? Treating an unpaid fine the same way as any other outstanding debt seems pretty reasonable to me. Also, I'm under the impression that people imagine something more direct when they talk about web history affecting credit scores, like visiting a site automatically deducting points from a score, or something.