So i don't necessarily like OnlyFans and I think it's a dangerous game to play for contributors. That said, why are payment processors deciding which businesses

So i don't necessarily like OnlyFans and I think it's a dangerous game to play for contributors. That said, why are payment processors deciding which businesses get to exist? I understand that the fraud rate is higher than normal, but how high is it? Could it not be handled by a higher than normal transaction fee? It bothers me that they have the power to shut businesses based on what appears to be their own subjective moral code. If a website is shutdown for any reason it should be due them breaking some law, not the payment processors feelings. Regulation should passed to stop this from happening. While a lot of people may agree with their actions so far, it shouldn't be their decision to do this.