I still don't see it. These laws aren't going to sneak up on them. It's not like they're going to have 12 hours notice to categorize and terminate all accounts

I still don't see it. These laws aren't going to sneak up on them. It's not like they're going to have 12 hours notice to categorize and terminate all accounts in some category. Again it's not something that has much upfront cost nor do later products depend on the current decision. OF was pulling in about $400M/year. If law changes were a serious risk here, how are they making any money at all? At least two years are probably dependable here. If the payment processor can't be profitable processing $800M over two years for a single account, I don't see how that business would work at all.