I am under the feeling they believe they can crowdsource the security. I understand security and safety will hurt their business scalability, but they will even

I am under the feeling they believe they can crowdsource the security. I understand security and safety will hurt their business scalability, but they will eventually have to offer insurance, escrowing, legal support and authentication to their customers. Failure to do so will probably end up in the service collapsing under its own weight.