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Why is it so much harder and costlier for companies to be able to store credit card numbers, but not SSNs? I mean there is a whole certification process that co
by figassis 5y ago
Why is it so much harder and costlier for companies to be able to store credit card numbers, but not SSNs? I mean there is a whole certification process that costs hundreds of thousands of dollars to get pci certified, but you could say an SSN has the same of not larger risk profile. You can cancel credit cards, can’t get a new SSN. What is stopping government from implementing the same requirements? No one asks for your card number that is not certified, and certainly you would not give it if asked, even if they said it’s mandatory. So why the SSN leniency?
- x0x0 5y agoA globally unique id is incredibly useful to many businesses, particularly since half of America changes their names. Often repeatedly. So there will be incredible back pressure at implementing this.
- figassis 5y agoThen make it both unique and worthless. Every other country has national ids, and you gain nothing by stealing it, you actually present it almost everywhere, same value as a driver's license. In fact, when pulled over, you are asked for the license and the card, to make sure the license is really yours. What you cannot definitely do is transact with only your nacional id, that's silly. Its identification, not authentication. Your pins, passwords, signatures, presence are required in addition to your ID number to do anything. While in the US, I always thought it was weird the importance that such a document was given, to the point that even laminating it is taboo, complete with a notice written on it. They tell you to not walk around with it. Never understood how it got to this point.