In SF here and just signed up for individual health insurance, HealthNet PPO ($70/month) after getting recommended to an agent through Dave Ramsey's web site. I

In SF here and just signed up for individual health insurance, HealthNet PPO ($70/month) after getting recommended to an agent through Dave Ramsey's web site. It's a high deductible plan (around $7,500), but the premiums seem low. I personally feel less at risk of being in the hospital; I don't commute right now; I'm a fairly healthy individual. I would have signed up for the Health Savings Account, but it was a bit more expensive. Maybe later.