Early in the sense that we even got the chance to observe galaxies outside of our local group, or the CMB. The age of star formation is mostly over yes, but no

Early in the sense that we even got the chance to observe galaxies outside of our local group, or the CMB. The age of star formation is mostly over yes, but not completely yet - and I believe it's figured that no red dwarf can have reached even a tiny fraction of its lifespan so far?