It's probably as simple as: 1. Addict puts $1000 into gambling site via their credit card 2. Addict loses $1000 in the next few minutes at gambling site 3. A

It's probably as simple as: 1. Addict puts $1000 into gambling site via their credit card 2. Addict loses $1000 in the next few minutes at gambling site 3. Addict realizing they can't afford it files a charge-back 4. Addict repeats cycle anyway