> Having access to enough accurate information and being able to spend time efficiently to accumulate it, has catapulted large swathes of people into investing

> Having access to enough accurate information and being able to spend time efficiently to accumulate it, has catapulted large swathes of people into investing in a college education. factors you're leaving out that i find much more persuasive -- low interest rates, federally guaranteed loans, credentialism/professional guild dynamics. a degree costs more and gets you less than it did in the past, but you're forced to get one to have most professional jobs. it's an obligate gatekeeping tax, the piece of paper that says you're allowed to be middle class.