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Debit cards have exactly the same fraud protections as credit cards as far as I know in Australia.
by SilverRed 5y ago
Debit cards have exactly the same fraud protections as credit cards as far as I know in Australia.
- rich_sasha 5y agoInteresting. In Europe, with a credit card, you can effectively just say to the bank “nah I didn’t pay this” and it’s on the bank to prove otherwise (it’s harder/impossible where pin was used but in the web it’s fair game). Debit cards have protection for outright fraud (and even then somewhat limited), certainly no “umm no” simplicity.
- Beldin 5y agoSomewhat. You can have a charge to your account reversed, but it's not a common thing and the process isn't trivialised. Source: almost accidentally undid an in-shop payment because their processor was based in a different town where i had never been. Realised at the last moment where the charge came from; bank was willing to undo.