Personal anecdotes about this: Everyone I talk to who has actually used cryptocurrency all think it's easier to use than conventional finance. Venmo and Circle

Personal anecdotes about this: Everyone I talk to who has actually used cryptocurrency all think it's easier to use than conventional finance. Venmo and Circle have cash limits (which caused a problem when I was helping someone buy a car once) as well as geographic restrictions (which was also a problem once when I was sending someone in South America some payments). It also takes 3 days to verify a new bank with Venmo (unless you want to give them your banking credentials, which is absolutely insane). Some of my friends use Venmo, others use Circle, others use Cashapp... it's a mess of centralized and disjoint products. Plus, I've been battling with Venmo's customer support for days now because my new phone number apparently was used before to activate an account and they need to see my phone bill to release it. Sorry, I just really hate Venmo right now.