4 ms·

Big Porn like onlyfans and pornhub are not being targetted by cc companies because of fraud rates, but because of the weird Christian fundamentalist lobby in Am

Big Porn like onlyfans and pornhub are not being targetted by cc companies because of fraud rates, but because of the weird Christian fundamentalist lobby in America.

superfrank 5y ago
Pornhub's live cam service was a white label of the company I worked at. I can tell you pretty definitively that you are wrong.
- shkkmo 5y ago
  I don't see how working at a porn company that was white labeled by another porn company gives you detailed insight into the decision making at major credit card companies.
  - superfrank 5y ago
    You're right, maybe "definitively" was over the top. I got a little excited because one of the companies he mentioned was at least partially something I had worked on. What I am basing my statement off of is second hand knowledge from multiple people at one of the companies mentioned saying that the reason payment processors don't work with porn companies is because of fraud rates. That's not definitive, but considering the person I was responding to gave us 0 reason to believe his statement is anything other than his opinion and his comment history shows a pattern asserting his opinion as fact. I'm going to assume he's talking out his ass and that I'm slightly more informed on this issue.
    - shkkmo 5y ago
      > multiple people at one of the companies mentioned saying that the reason payment processors don't work with porn companies is because of fraud rates. This is a widely given explanation so I would entirely expect you to have heard it repeatedly in that context. It is far less clear to what degree this explanation is accurate. Yes fraud rates are higher but they could easily be covered by charging higher processing fees (something that is often done for other risks.) There is pretty good evidence that other factors than fraud risk are at least partially responsible. If you have an issue with people aaserting opinions as fact, maybe you should be more careful as you what you state as fact from a position of claimed authority.
      - ryanlol 5y ago
        > Yes fraud rates are higher but they could easily be covered by charging higher processing fees (something that is often done for other risks.) This is exactly what happens, there are several payment processors (probiller, ccbill, epoch …) focusing on high risk transactions like porn.
    - ryanlol 5y ago
      You could also have just googled “pornhub christian lobby” instead of writing all this nonsense. This is all well documented in mainstream media, I certainly shouldn’t need to provide any evidence to a purported industry insider.
- ryanlol 5y ago
  Are you seriously suggesting that pornhubs payment processing was not cut off because of the series of NYT hit pieces organized by Exodus Cry? From NYT: https://www.nytimes.com/2020/12/10/business/visa-mastercard-block-pornhub.html https://www.nytimes.com/2020/12/10/business/visa-mastercard-... > Mastercard and Visa said they had prohibited the use of their cards on the adult website Pornhub, after the New York Times columnist Nicholas Kristof reported that the platform included videos of child abuse and rape BTW it’s silly of you to try to pretend to be some sort of industry expert and then immediately admit that you have never worked with porn payment processing. Everyone knows that the fraud rates for porn are very high, that’s not new.
xanaxagoras 5y ago
What year do you think this is?
- ryanlol 5y ago
  https://www.thedailybeast.com/inside-exodus-cry-the-shady-evangelical-group-with-trump-ties-waging-war-on-pornhub https://www.thedailybeast.com/inside-exodus-cry-the-shady-ev... 2021

Big Porn like onlyfans and pornhub are not being targetted by cc companies because of fraud rates, but because of the weird Christian fundamentalist lobby in America.

superfrank 5y ago

Pornhub's live cam service was a white label of the company I worked at. I can tell you pretty definitively that you are wrong.

shkkmo 5y ago
I don't see how working at a porn company that was white labeled by another porn company gives you detailed insight into the decision making at major credit card companies.
- superfrank 5y ago
  You're right, maybe "definitively" was over the top. I got a little excited because one of the companies he mentioned was at least partially something I had worked on. What I am basing my statement off of is second hand knowledge from multiple people at one of the companies mentioned saying that the reason payment processors don't work with porn companies is because of fraud rates. That's not definitive, but considering the person I was responding to gave us 0 reason to believe his statement is anything other than his opinion and his comment history shows a pattern asserting his opinion as fact. I'm going to assume he's talking out his ass and that I'm slightly more informed on this issue.
  - shkkmo 5y ago
    > multiple people at one of the companies mentioned saying that the reason payment processors don't work with porn companies is because of fraud rates. This is a widely given explanation so I would entirely expect you to have heard it repeatedly in that context. It is far less clear to what degree this explanation is accurate. Yes fraud rates are higher but they could easily be covered by charging higher processing fees (something that is often done for other risks.) There is pretty good evidence that other factors than fraud risk are at least partially responsible. If you have an issue with people aaserting opinions as fact, maybe you should be more careful as you what you state as fact from a position of claimed authority.
    - ryanlol 5y ago
      > Yes fraud rates are higher but they could easily be covered by charging higher processing fees (something that is often done for other risks.) This is exactly what happens, there are several payment processors (probiller, ccbill, epoch …) focusing on high risk transactions like porn.
  - ryanlol 5y ago
    You could also have just googled “pornhub christian lobby” instead of writing all this nonsense. This is all well documented in mainstream media, I certainly shouldn’t need to provide any evidence to a purported industry insider.
ryanlol 5y ago
Are you seriously suggesting that pornhubs payment processing was not cut off because of the series of NYT hit pieces organized by Exodus Cry? From NYT: https://www.nytimes.com/2020/12/10/business/visa-mastercard-block-pornhub.html https://www.nytimes.com/2020/12/10/business/visa-mastercard-... > Mastercard and Visa said they had prohibited the use of their cards on the adult website Pornhub, after the New York Times columnist Nicholas Kristof reported that the platform included videos of child abuse and rape BTW it’s silly of you to try to pretend to be some sort of industry expert and then immediately admit that you have never worked with porn payment processing. Everyone knows that the fraud rates for porn are very high, that’s not new.

xanaxagoras 5y ago

What year do you think this is?

ryanlol 5y ago
https://www.thedailybeast.com/inside-exodus-cry-the-shady-evangelical-group-with-trump-ties-waging-war-on-pornhub https://www.thedailybeast.com/inside-exodus-cry-the-shady-ev... 2021