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My roommate is one of the risk analysts on the fraud team for a large subprime credit card company. About 45% of credit card transactions from OnlyFans are CC f

• stevenicr 5y ago
  would you please clarify the type of fraud. for example, I think a lot of people hear this and assume the fraud is like, caused by an OF model - not delivering what was promised for example.. However seeing your statement, I am thinking it's that much fraud because criminals are getting stolen card / Id details from the darker webs and they are using other people's cards for fun things - and OF is a popular place to blow other people's money. Maybe it's a mix of both - but I would think it's more the other way. I remember when there were big numbers of fraud pointed at adult sites back in the day - but the core reason was so many offered $1 trials, and it was a popular way to test if a card number you got was valid / not reported stolen yet - use a cheap porn site. I saw a (possibly npr?) story a while back saying that many criminals are now using dominoe's pizza to test if (stolen ) cards are good, because it's cheap and they get a bonus free pizza for a friend. So it's not the pizza place or the porn site that is really encouraging the fraud or creating it.. unless you get into the weeds of they accepted a card without the exact right address and so they are a target for card testers.. that's a different discussion and such.