In the US, you can't click a button to make a chargeback happen. People are eliding some of the steps or being a bit sloppy with the terminology. A chargeback i

In the US, you can't click a button to make a chargeback happen. People are eliding some of the steps or being a bit sloppy with the terminology. A chargeback is something that the bank (or rather, the credit card issuer) does to merchants. You can log in to your credit card account, click on a transaction, and open a dispute. You have to choose a reason for the dispute. The reason has to be something like, "I was charged for a product, but never received the product." This just starts the process. The end result may be a chargeback to the merchant.