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I've been researching micro-homes, alternative housing, etc. Mostly for affordability but also to be environmentally friendly. There are these earthship houses

I've been researching micro-homes, alternative housing, etc. Mostly for affordability but also to be environmentally friendly. There are these earthship houses in New Mexico that are amazing. They stay 62-72 degrees year round. They have orange and banana trees in the atrium. They reuse all water, the water that goes down the sink/bathtub is used in the greenhouse/entry/atrium, then it goes to the toilet, then it goes outside to a kinda marshland or wetland area where they have all kinds of greenery or maybe vine-grown vegetables and fruits (don't want black water on root veggies).

blitzar 5y ago
Thanks for the introduction - that is a research line I might get stuck down for a few days! Its a bit sad too see how the mainstream system pushes people way from this way of living. "It can be difficult to obtain a mortgage for an earthship home. Many banks are unwilling to lend money for earthship homes, since there are few (if any) comparable sales in the area the lender can use to determine the home’s value." https://www.realtor.com/advice/buy/earthship-home/ https://www.realtor.com/advice/buy/earthship-home/
- dredmorbius 5y ago
  A slight tangent, but the degree of control imposed through financing and insurance mechanisms is staggering. I'd first recognised this by an aside in James Burkes's Connections, where adoption of the latten-rigged sail was delayed by over 1,000 years in the west by the fact that the financiers and insurers of sailing ship voyages would not permit ships with this "new" (it had been used throughout the Arabian region for centuries) and "unproven" technology. (It's worth considering that much of modern banking, finance, business, and insurance practices came directly from the shipping world.) More recently you can look at redlining in mortgage and small commercial insurance markets. Paul Baran, one of the co-inventors of packet-switched networking in the 1960s wrote of this in one of his RAND publications on the ethics of computer-science and information applications in the 1960s. https://www.rand.org/pubs/authors/b/baran_paul.html https://www.rand.org/pubs/authors/b/baran_paul.html
  - blitzar 5y ago
    Yeah, there are little nudges everywhere, some good, some bad - and then big weird technicalities. Want to renovate your house, but might need to tap the bank for a bit more mortgage ... think twice before you rip out the last bathroom and the kitchen - To mortgage a house without a kitchen or bathroom, many lenders will see it as uninhabitable and won't consider it suitable security. But I need the money to do put in the kitchen and bathroom ...

blitzar 5y ago

Thanks for the introduction - that is a research line I might get stuck down for a few days! Its a bit sad too see how the mainstream system pushes people way from this way of living. "It can be difficult to obtain a mortgage for an earthship home. Many banks are unwilling to lend money for earthship homes, since there are few (if any) comparable sales in the area the lender can use to determine the home’s value." https://www.realtor.com/advice/buy/earthship-home/ https://www.realtor.com/advice/buy/earthship-home/

dredmorbius 5y ago
A slight tangent, but the degree of control imposed through financing and insurance mechanisms is staggering. I'd first recognised this by an aside in James Burkes's Connections, where adoption of the latten-rigged sail was delayed by over 1,000 years in the west by the fact that the financiers and insurers of sailing ship voyages would not permit ships with this "new" (it had been used throughout the Arabian region for centuries) and "unproven" technology. (It's worth considering that much of modern banking, finance, business, and insurance practices came directly from the shipping world.) More recently you can look at redlining in mortgage and small commercial insurance markets. Paul Baran, one of the co-inventors of packet-switched networking in the 1960s wrote of this in one of his RAND publications on the ethics of computer-science and information applications in the 1960s. https://www.rand.org/pubs/authors/b/baran_paul.html https://www.rand.org/pubs/authors/b/baran_paul.html
- blitzar 5y ago
  Yeah, there are little nudges everywhere, some good, some bad - and then big weird technicalities. Want to renovate your house, but might need to tap the bank for a bit more mortgage ... think twice before you rip out the last bathroom and the kitchen - To mortgage a house without a kitchen or bathroom, many lenders will see it as uninhabitable and won't consider it suitable security. But I need the money to do put in the kitchen and bathroom ...