It's been "not a good time" since 1975. Prior to that, at least in first world countries, you could start with less intelligence and have a much better chance

It's been "not a good time" since 1975. Prior to that, at least in first world countries, you could start with less intelligence and have a much better chance at class improvement and even financially secure retirement than now. On the other hand, if you're in politics, finance, or executive business management, it's been a really, really great last 40+ years.