Yes... What did you think the outcome of a government and academic apparatus largely incentivized by special interests would converge upon? Control the peons. I

Yes... What did you think the outcome of a government and academic apparatus largely incentivized by special interests would converge upon? Control the peons. Ignore industry. Newsflash: Insurers already do this indirectly; they're just exceedingly sneaky about it, and the only people who nerd out about it are actuaries. Further everybody is okay with it because quantitative risk management, math aversion amongst the general populace, and actuarial is pretty tough to slog through. The framework is there though. Trust me, nobody reads acutarial papers for fun, because if they did, there'd be rage in the streets at some of the things these groups pull off with just the data being shared now. Prescription claim streams, hospital treatment records, driving metadata, logistics, HFT's buying order flows... everyone in industry measures population scale metrics and leverages them to nudge the scales of power in their favor. Shaping incentives down the line. If you don't believe me, ask yourself: why do you get asked so many probing irrelevant questions every time you sign up for something anyways?