This put me off this type of banking app the first time I tried to register an account with them ten years ago, and I haven't touched them since. I suppose EU

This put me off this type of banking app the first time I tried to register an account with them ten years ago, and I haven't touched them since. I suppose EU users have an easier time with the PDS2 directive mandating interoperability between banking actors, but I'm unsure how many have found a way around properly implementing it.