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What's open banking? What's the context?

• jpmoral 5y ago
  Third-party apps (e.g. budgeting apps) take users' credentials to login and scrape the screen. Open banking is about banks providing APIs instead.
• SilverRed 5y ago
  Requiring all banks provide an api to get your data out. The alternative is that 3rd party services ask for your actual bank login details and they log in as you to parse the banks html to get your details out.