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> It is illegal for the US government to create a mandatory national identity system The system can be voluntary. If you don't need an SSN today, you wouldn't
by volta83 5y ago
> It is illegal for the US government to create a mandatory national identity system
The system can be voluntary.
If you don't need an SSN today, you wouldn't need to use that system.
If some bank or health care provider only accepts such a system, just pick another one, or create your own bank / health care provider.
- smsm42 5y agoYou can not create a bank that does not verify identity according to a myriad of KYC regulations. You'd be heavily fined and most likely jailed if you do. Not sure about healthcare providers, probably if you're something like a massage therapist, there are no such requirements, but for a larger one there are probably regulations too.
- InitialLastName 5y agoI suspect that for healthcare providers, the ID requirement is driven more by insurance fraud prevention (including Medicare/Medicaid); i.e. the insurers require the providers to perform due diligence to ensure that the patient being treated is the patient who is covered. I don't know of any examples, but perhaps a provider who did not take insurance would be able to avoid the requirement.
- volta83 5y agoSo how do banks verify identity in the US ?
- smsm42 5y agoUsually they rely on government documents (driver licenses, passports, such kind of thing). Online banking has been a bit more lax but started having more KYC requirements recently. For an American though it's usually boils down to asking for SSN and driver license.