Social Security eligibility contributes to retirement age, but real average retirement age is ~64: https://www.sofi.com/learn/content/average-retirement-age/ ht

Social Security eligibility contributes to retirement age, but real average retirement age is ~64: https://www.sofi.com/learn/content/average-retirement-age/ https://www.sofi.com/learn/content/average-retirement-age/ Many people who are retired can't financially afford to retire, but are more willing to make changes in their consumption habits than go back to work.