At least in Poland, the private health insure won’t cover serious procedures, eg they will cover cardiologists, but not a hospital stay, operations, etc. this m

At least in Poland, the private health insure won’t cover serious procedures, eg they will cover cardiologists, but not a hospital stay, operations, etc. this means they are much cheaper because they don’t have this tail end, high value risk. You still rely on the national insurance and health care system for that.