What a wise man does in the beginning, a fool does in the end. I graduated in the 80's in UK, and it was the best time of my life. I had no debt. Fantastic! If

What a wise man does in the beginning, a fool does in the end. I graduated in the 80's in UK, and it was the best time of my life. I had no debt. Fantastic! If I was asked to make the same decision again, I'd probably decline. The idea that I'd start my young adult life tens of grand in the hole - a mini-mortage - strikes me as highly unpleasant. As far as I'm concerned, these guys take their "return on investment" calculations and shove it where the sun doesn't shine. "But blippage," I hear you enquire, "aren't you being irrational?" To which I respond: "I'm not the one who's insane here." Of course, it's not "wrong" to want to get an education especially when the job prospects are good at the end of it. Still, if you couch things in terms of "returns on investment", then I'll figure that either you've a bridge that you're trying to sell me, or you're severely lacking in common sense. Yeah, sure, maybe at the end of the day it's just me that doesn't "get" it, but still, I don't like debt, and I suggest that you don't, either. University fees escalate ever-higher, and people keep coughing up based on Groupthink. In my not-at-all-humble opinion, of course.