Visa and MC put Australia in the Asia-Pacific region, and the regional rules and fees have been gradually changed (2004ish onwards) to favour chip payments. The

Visa and MC put Australia in the Asia-Pacific region, and the regional rules and fees have been gradually changed (2004ish onwards) to favour chip payments. There still had to be an extravagant amount of re-work for ATMs and compromises to suit some of the major players in Oz, whose quirks dictate the norms for the rest of the market.