>> I'm very happy to have upgraded to market rate Soo much this! There's always going to be boom and bust cycles. And you know you're going to get screwed in

>> I'm very happy to have upgraded to market rate Soo much this! There's always going to be boom and bust cycles. And you know you're going to get screwed in the 'bust' cycles. The only question is, will you take full advantage of the 'boom' cycles.